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Solution page 12:
A Flash Model of a Payment Spectrum

What is being proposed here, in detail, is a whole new inclusive and self-balancing economic system.

Money as Debt III - Evolution Beyond Money

The proposed solution is to expand what it means to be a bank.
The new banking function is to create and combine different ways to create money.

Below is a Flash mockup I made of a Payment Spectrum user interface, complete with details, demos and "user stories".
You can explore the features and possibilities and perhaps think up a few of your own.
While being a bank would be useful, it is not essential to setting up such a Payment Spectrum. Only a bank account would be needed.

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